Yes, in many cases this is possible. Having an international background or running a foreign business does not mean a Dutch mortgage is out of reach. However, it does require specialized expertise in the Dutch mortgage market and a thorough understanding of how different lenders evaluate international income streams.

At Inzicht Financieel, we have extensive experience assisting entrepreneurs and freelancers who operate (partially) abroad, receive income from multiple jurisdictions, or do not yet have an extensive Dutch financial track record. We know the acceptance guidelines across various lenders and identify which institutions are best suited for international files. We assemble a comprehensive dossier (mapping out business continuity, income origins, foreign annual accounts, tax returns, and contracts) ensuring the information aligns seamlessly with Dutch underwriting standards.